Why monetary policy should be ‘last resort’ for economic management, not the first.

In meetings with new clients, I often hear the same question:

“Alex, I work really, really hard. Yet, I look at how much tax I am paying and it is a massive amount. Is there anything I can do?”

Our key concern was that “open for business” does not necessarily mean you will still have a business or, more precisely, revenue and profit.

Alchemy has been around for centuries. It is based on the notion of being able to convert base metals into gold. For centuries, man has

In this 27th Episode of AJ Radio, we discuss the effects of the COVID-19 pandemic and the opportunities to think about for your investment portfolio.

In 2008, during the height of the GFC, people were worried whether their money was safe in the banks. As a result, the Australian Government

 Hear Alex chat on-air with RRP 98.7 FM breakfast radio host Brendon Telfer on the markets, economy and the Coronavirus!

In this 26th Episode of AJ Radio, we reveal the latest acronyms for the investment market and discuss interest rate projections and what this might mean for your investment portfolio.

In this 25th Episode of AJ Radio we discuss the success and horror stories of speculative investments. Learn the top tips, how much to allocate in your portfolio, and the warnings signs you need to know to ensure you can eject at the right time!

In the past, portfolio theory was fairly simple. To work out how much you should allocate to growth-based assets, you simply used the following formula:

These days whenever I watch sport, I can’t help wondering whether the competitors that win are using performance-enhancing drugs. I think ever since the Lance

In this 24th Episode of AJ Radio we explore the world of ultra low interest rates, what this means for the future, and where investors can get a decent return.

These days formulating monetary policy, which is set by the Reserve Bank of Australia (RBA) and other central reserve banks such as the US Federal

In this 23rd Episode of AJ Radio we recap our recent attendance of Vidcon – the largest multi-genre online video conference held in LA. Hear Alex talk about where this exciting landscape is heading and some investment opportunities you might want to look at.

Members of superannuation funds aren’t entitled to vote on who the directors are. In fact, as a member, do you have a say on anything to do with your superannuation company? Who runs it; how it is run; the direction in the organisation is headed?

In this 21st Episode of AJ Radio we take a look at what investors should be thinking about before the close of the financial year. We also discuss some changes to Centrelink and the latest news on RBA and interest rate cuts. Finally, we also hear Alex’s insights learnt from the latest CFA Conference in London on emerging markets.

Centrelink’s changes to the Age Pension assets test limit in January 2017 cut off access to the Age Pension for many retirees, when the maximum value of assets owned to obtain the age pension was reduced.

If you have more than $1.6 million in super, presently you might find that you are unable to make any further after-tax contributions (non-concessional contributions) into your super.

This cap limit is based on a per person limit and was introduced as a result of the government’s idea of restricting how much one person can have in their super at retirement at a reduced tax rate of 0%.

The media has been a flurry recently about Labor’s proposed changes to franking credits. There has been public outrage over this, and the sad reality is that this policy will have little impact on the uber-rich; those most affected will likely be the same group of people who lost their age pension a few years back when the asset test limit was changed. You can start to understand why retirees are fed up.

In this 21st Episode of AJ Radio we look at forecasts and what we can expect in 2019 for the markets, economy and everything financial. We also flashback to last years forecast episode on February 14th 2018 to see if our market predictions were correct.